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Sometimes the financial situation for a business or an individual is so critical that the only way forward is the use of one of the formal insolvency procedures in order to bring closure or facilitate a restructuring to put the business or the individual back on a sound financial footing. Opus can provide advice on all of the UK insolvency procedures and as the Partners are all licensed insolvency practitioners they act as office holder where this is appropriate. Initial consultations are confidential, provided free of charge and without obligation. Fees are based on time or a fixed fee set at the outset of the process and in some instances on a success basis.